About Steven

Certified V.A. Loan Specialist

After high school, I went to The Ohio State University for several years but felt a calling down south. I got licensed as a Loan Officer at our Family’s Mortgage Company; Equitable Mortgage, applied to FGCU in Estero and moved to SWFL a week later. I had it figured out, I would finish out college down here and close mortgages as a job!  The problem was I had zero training in the mortgage industry and had no one to tech/mentor me at our company, since we’re based out of Ohio.

 

I tried to balance 15 credit hours with running two collegiate clubs, learning the lending industry, and exploring the endless cool things to do in Florida. Looking back, it was a terrible idea on paper, but three years later, I can honestly say THESE hard times are what made me the man I am today. I just figured it out.

 

Both of my parents had careers in mortgage lending and my father is still a top producer at our mid-sized, family-owned mortgage company, you could say that Mortgage Lending is in my blood. My father, Bruce, opened Equitable’s doors back in 1995 in Columbus Ohio in our basement. Twenty-seven years later, Equitable Mortgage is legitimately the last surviving mom-and-pop Mortgage shop in central Ohio. If there’s one thing that differentiates Equitable from other companies, it’s that you are sincerely treated as part of our family. We offer world-class customer service/ communication, make the homebuying process as smooth as possible and don’t gouge you with higher rates with points like other lenders do.  Here at Equitable you aren’t just another number, you’re a neighbor.

 

I’m 25 years old, I know what you’re thinking… “what does this kid know about mortgages?” I’ve been licensed & originating loans since Summer of 2017. I had closed exactly zero loans the first three months of 2019. I dropped out of FGCU in March of 2019 (due to a freak paintballing accident that left me in the hospital for a week, but that’s another story). I closed $11 Million of mortgages in the last nine months of 2019 & $25 Million of mortgages in 2020. If there’s one thing that I thrive at, it’s figuring it out. When your loan goes up against the ever-changing underwriting guidelines of Fannie Mae, you can rest assured, I’ll Figure it out and get you closed on time.

 

NMLS: 79387

Office Location

3376 Woods Edge Circle

Bonita Springs, Fl 34134

 (239) 778-6548

 (614) 764-2171

Steve@EQfin.com

stevec

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