20520 Pine Tree LN, ESTERO, FL, 33928

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$735,000
1 Day On Site

20520 Pine Tree LN
ESTERO, FL 33928

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,738
SqFt
$423
/SqFt
1997
Built
Subdivision:
ESTERO RIVER HEIGHTS
County:
Lee
Listing courtesy of Joe R Pavich of Realty World J. PAVICH R.E.
Call Now: (239) 282-4705
Is this the listing for you? We can help make it yours.
(239) 282-4705
20520 Pine Tree LN20520 Pine Tree LN20520 Pine Tree LN20520 Pine Tree LN
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Monthly Payment (Est.)

$3,353
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Wake up to shimmering water views, spend your afternoons cruising the canals, and end each day watching crimson sunsets melt into the Gulf sky—this is waterfront living done right. Set along a Gulf-access canal with prized western exposure, this 3-bedroom plus den residence offers an authentic Florida lifestyle where the water is always within reach. Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views that feel straight out of a postcard. Designed for those who love life on the water, the home provides effortless boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park. Whether your passion is boating, kayaking, paddleboarding, fishing, or simply enjoying the rhythm of waterfront living, this location places it all at your doorstep. Inside, the home has been thoughtfully updated with a newer A/C, water heater, washer and dryer, luxury vinyl plank flooring throughout most of the home, hurricane impact windows, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with a fully fenced backyard offering ample space for a future pool, additional watercraft, or expanded entertaining areas. Unwind outdoors after a day on the water, or simply relax as the sun dips low and the sky ignites in dramatic shades of red, gold, and violet. From the back porch, the west-facing views create a nightly show that never gets old. The neighborhood is a rare coastal find with no HOA fees, while still offering a private boat ramp available to residents for optional use, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from shopping, dining, and entertainment, this peaceful enclave delivers the freedom of waterfront living without the burden of mandatory association fees. Bring your boat, your sense of adventure, and your love for the water—this is more than a home, it’s a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living.

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Listing Snapshot
Price 
$735,000
Days On Site 
1 Day
Bedrooms 
3
Inside Area (SqFt) 
1,738 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.376 Acres
Year Built 
1997
MLS® Number 
225083687
Status 
Active
Property Tax 
$4,996.69
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
yesterdayListing first seen on site
yesterdayListing updated with changes from the MLS®
General Features
Acres 
0.376
Attached Garage 
Yes
Direction Faces 
East
Garage 
Yes
Garage Spaces 
2
Land Lease 
No
Number Of Stories 
1
Parking 
Garage Door OpenerAttachedDrivewayPaved
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Septic Tank
SqFt Total 
2457
Utilities 
Cable Available
Water Source 
PrivateWell
Zoning 
RSF
Interior Features
Appliances 
DishwasherDryerMicrowaveRangeWasher
Cooling 
Ceiling Fan(s)Electric
Flooring 
TileWood
Furnished 
Negotiable
Heating 
ElectricCentral
Interior 
Breakfast BarEat-in KitchenPantryCathedral Ceiling(s)Walk-In Closet(s)
Laundry Features 
In Garage
Window Features 
Window Coverings
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Exterior Features
Construction Details 
Vinyl Siding
Exterior 
DockStorage
Frontage 
123
Lot Features 
Corner LotWaterfront
Patio And Porch 
DeckPatio
Roof 
Metal
View 
Canal
Waterfront 
Yes
Waterfront Features 
Canal FrontPond
Waterview 
Canal
Windows/Doors 
Window Coverings
Community Features
Community Features 
Park
MLS Area 
ES01 - Estero
Listing courtesy of Joe R Pavich of Realty World J. PAVICH R.E.



Listing information is provided by Participants of the Bonita Springs Estero Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Bonita Springs Estero Association of Realtors MLS.
Last checked: 2026-01-28 12:09 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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