Free download · 2026 edition

The Lee & Collier County New Construction Buyer's Guide

A 10-page guide to buying from a builder in Southwest Florida: representation, total cost, contracts and deposits, incentives, inspections and Florida-specific issues.

What’s inside

Everything to know before you visit a model

  • Bring your own agent: the first-visit rule and how buyer representation works
  • Budget the true cost: lot premiums, options, CDD and HOA fees, taxes and insurance
  • The builder’s contract: deposits, completion dates and the Florida disclosures you should receive
  • Financing and incentives: buydowns, closing-cost credits and long-build rate locks
  • Inspections and warranty: pre-drywall, final and 11-month inspections
  • Florida specifics: CDDs, flood zones, hurricane construction and the first-year tax jump
  • A printable sales-center checklist of questions to ask every builder

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